- Münchsmünster, Germany
- 5 décembre 2025
MD/CEO of microfinance banks, Chief Risk Officer (CRO) of commercial banks. As CEO, lead the start-up, expansion and daily management of SME/microfinance-oriented banks in Africa and East Europe. As CRO, built and managed risk management functions. Implemented scoring systems and digital lending for micro, SME and corporate clients.
Expérience
Access Microfinance Holding (Berlin, Germany), 2018 - 2025
Chief Executive Officer
CEO of microfinance oriented commercial banks, majority owned by Access Microfinance Holding, in Nigeria (2018-2021), Rwanda (2021-2022) and Liberia (2022-2025).
Acting Chief Business Officer in Zambia (Feb. - Aug. 2025).
Turned around loss making banks, strongly improved operational efficiency and profitability.
Drove digital innovation in lending business: micro/SME scoring, digital collection of client data via tablet PCs.
Digitalization of payments: introduced mobile banking app, POS terminals, debit cards, ATMs, Mobile Money.